
Feel free to speak to one of our representatives about obtaining an unsecured line of credit.
– Leasing is a contract by which an asset is rented for a specified period of time and Sale-Leaseback is a sale and concurrent re-leasing of some business related asset to free working capital and/or for preferential tax treatment.

Some of the points that our firms look for in a potential investment:
- Strong management team
- Significant growth potential
- Ability to create value
- Ability to generate cash
- A clearly defined exit strategy

We offer a variety of financing options for purchasing real estate or equipment, new construction or remodels, acquisitions, or refinancing. We offer a fast pre-qualification process for your franchise loan.
Our Franchise Financing program includes:
- Up to 90% LTV
- Extra cash for Working Capital
- Rates as low as 6%
- Fast closing and commitments
- First time owners
- Up to 25 year terms
- No Pre-Payment Penalties
Hard Money Loans Criteria and Rates:
- Loan Size: $100,000 to $100,000,000
- Lending Area: National and International
- Collateral: We lend mainly to commercial real-estate, including raw land and development projects
- Interest Rate: Very Competitive rates depending on collateral
- Amortization: Interest Only Option
- LTV: Up to 90%
- Origination Fee: Varies
- Closing time: 5 Days to 1 Month

While some of our competitors are centralizing their operations, we are committed to staying near our dealers to provide quick, flexible credit decisions and fast, local funding. With access to Regional Business Centers serving 47 states across the country, you’re served by auto financing professionals with extensive local market knowledge and expertise. You also have access to an array of banking services such as real estate, floor-plan, and working capital financing to help you operate your dealership more efficiently and profitably.
Benefits include:
- No Application Fee
- No Closing Costs
- No Fixed Payments
- No Equity Loss
- Easy Payback
Get on track today to provide your business the cash it needs to grow and operate.

Working Capital
Practice loans to medical professionals can be used as they see fit to enhance the practice. Terms to 72 months with no upfront payments and the loan is not reported to the personal credit bureau. The proceeds of these loans can be used for almost any purpose.
- Personal Needs, Debt Consolidation, Practice Expansion
- Application Only to $75,000. Full Financials up to $750,000.
- Medical Equipment Leasing
- Practice Acquisitions
This program is the perfect option for the Health Care Professional looking for exponential growth. Whether buying into a practice, or just buying out a current partner, Cirqa Financial has the capital to meet your growth needs. 100% Financing offered to all qualified medical professionals.
Please contact us today. We will provide you an application, or, if you prefer, one of our qualified professionals will contact you with all of the details.
Program Details:
- Up to 80% Financing
- Flexible debt-to-income (DTI) underwriting approach
- Rates as low as 6.5%
- Fixed and variable rate programs
- Refinance – cash out
- Quick Closings – 30 to 45 day closings
Property Types:
- Multifamily
- Mixed Use
- Flagged Hospitality
- Industrial
- Mobile Home Parks
- Self-Storage
- Retail
- Warehouse
- Gas Stations
- Restaurant
- Unflagged Hospitality
- Health Care
- Funeral Home
- High Rise Office Buildings
- Working Farms
- Houses of Worship